Based on our social responsibility, we make constant efforts to ensure a feasible and sustainable social security system.
All employees who are AO should report the 1st day via the SVB's online form between 5AM and 10AM:
Make an online appointment
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The objective of this insurance is that employees with an income under the maximum wage limit are insured for the loss of income as a consequence of sickness.

The objective of this insurance is to have employers insure their employees for the costs of medical care and loss of income as a consequence of an accident.

The objective of AOV is a compulsory insurance against financial consequences of old age for the entire population, on account of which the person who has been insured can receive an old-age pension on reaching the age of sixty. The AWW is a general insurance that guarantees financial support to the widow(er) after the passing away of his/her spouse and to the children of an insured mother/father after death.


The AVBZ, known as Lei di Labizjan, is a general insurance scheme to which the solidarity principle applies. The law was introduced on January 1, 1997 and covers the risks of the high costs of often lifelong care for the chronically ill and disabled, which costs are not or insufficiently insurable in our current society.

On February 1, 2013, the basic healthcare insurance (BVZ) was introduced for all residents of Curaçao. The basic healthcare insurance, as regulated in the Basic healthcare Act, provides a uniform insurance for all residents.
You will receive a phone call after notification on the 4th day of illness notification.
You can contact the department at 434-4123 or email aown@svbcur.org.
You can make the request in person or you can send it by mail to pensioenen@svbcur.org.
Yes, you can make an appointment at https://sita.Svbcur.Org/v2/#book/service/1/count/1/.
SVB covers expenses abroad only in emergencies. For more information contact svb at 434-4000, 434-4451, 434-4484.
Yes, at 434-4000.
Pater Euwensweg 9, Willemstad, Curaçao